Income this month
₹1,84,500
↑ 8.4% from July
Expenses this month
₹62,840
↑ 4.1% from July
Total net worth
₹42,68,230
↑ ₹1,21,660 this month
Average monthly spend
₹58,410
Last 6 months
Income vs. spending
Monthly cash flow, Feb — Aug 2026
IncomeExpenses
Spending by category
August 2026
₹62.8kTotal spent
Essentials₹23,280
Food & dining₹14,760
Lifestyle₹11,940
Other₹12,860
Recent activity
Your latest financial movement
Your financial structure
Portfolio
All of your assets and liabilities in one place. Opening balances and live calculations will be added after you confirm this structure.
Bank accounts
AssetsHDFC
HDFC HYD
Daily spending account
PersonalOpening balance pending
ICICI
ICICI BLR
Salary account
PersonalOpening balance pending
SBI
SBI SXR
Major savings account
PersonalOpening balance pending
Mutual funds
InvestmentsHDFC
HDFC Mutual Fund
Long-term investment portfolio
PersonalOpening value pending
NIPPON
Nippon Mutual Fund
Long-term investment portfolio
PersonalOpening value pending
Stocks
Investmentsgroww
Groww
Stocks and direct equity holdings
PersonalOpening value pending
Cards & loans
LiabilitiesHDFC
HDFC MoneyBack
Credit card · Personal
LiabilityOpening balance pending
SBI
SBI Tata Neu
Credit card · Personal
LiabilityOpening balance pending
HDFC
HDFC HSH
Overdraft used as car loan
LiabilityOpening balance pending
Credit cards and the overdraft will reduce net worth once balances are enabled.
All transactions
Review, correct and teach your categorization rules.
| Date | Description | Category | Account | Amount |
|---|
Accounts & investments
Balances you own, and obligations you owe.
Liabilities
Cards & loans
Keep credit cards and your HDFC overdraft clear and separate from savings and investments.
HDFC
HDFC MoneyBack
Credit card · Personal
•••• •••• •••• —
SBI
SBI Tata Neu
Credit card · Personal
•••• •••• •••• —
HDFC
HDFC HSH
Overdraft used as your car loan
This will reduce net worth when calculations are enabled.
Import a bank statement
Upload a CSV to automatically identify income, expenses and recurring merchants.
Drop your statement here
CSV files work best. Include date, description and amount or debit/credit columns.
How it works
Keep your information organized without tedious entry.
1
Upload a monthly statement
Your source file stays in this browser; it is not uploaded anywhere by this prototype.
2
Review suggested categories
Income, transfers and common merchants are recognized automatically.
3
Build your rules over time
Categories saved for a merchant become next month’s recommended choice.
Private two-person household
Family finances
Joint accounts and goals, kept separate from each person’s private finances.
₹0Joint household net worth
✓
Your private finances
Visible only to you
Your personal accounts and statement imports stay private. Add only shared accounts below.
♥
Shared family space
Available to both household logins
Loading your shared household…
Joint accounts & goals
Both of you can see these balances.
Administration
Workspace settings
Financial Tracker keeps approved accounts, transactions and category rules in your private online workspace. Statement files are processed in the browser and are not retained by default.
Category learning
When you categorize a transaction, Financial Tracker can remember that merchant next time.