Income this month
₹1,84,500
↑ 8.4% from July
Expenses this month
₹62,840
↑ 4.1% from July
Total net worth
₹42,68,230
↑ ₹1,21,660 this month
Average monthly spend
₹58,410
Last 6 months
Income vs. spending
Monthly cash flow, Feb — Aug 2026
IncomeExpenses
Spending by category
August 2026
₹62.8kTotal spent
Essentials₹23,280
Food & dining₹14,760
Lifestyle₹11,940
Other₹12,860
Recent activity
Your latest financial movement
All transactions
Review, correct and teach your categorization rules.
| Date | Description | Category | Account | Amount |
|---|
Accounts & investments
Balances you own, and obligations you owe.
Import a bank statement
Upload a CSV to automatically identify income, expenses and recurring merchants.
Drop your statement here
CSV files work best. Include date, description and amount or debit/credit columns.
How it works
Keep your information organized without tedious entry.
1
Upload a monthly statement
Your source file stays in this browser; it is not uploaded anywhere by this prototype.
2
Review suggested categories
Income, transfers and common merchants are recognized automatically.
3
Build your rules over time
Categories saved for a merchant become next month’s recommended choice.
Shared financial picture
Family finances
Joint goals, shared accounts and a clear view of your household money.
₹48,12,670Combined household net worth
SS
Shashvat’s finances
Personal accounts · Included in family total
- Monthly income
- ₹1,84,500
- Monthly expenses
- ₹62,840
- Net worth
- ₹42,68,230
- Shared contribution
- ₹35,000
+
Add your partner
Create a private profile and choose what to share
Each person can keep personal accounts private while securely including selected joint accounts and shared goals here.
Joint accounts & goals
Accounts owned together are kept separate from individual finances.
🏠 Wedding fund | Joint | ₹2,45,000 saved |
▤ Future joint savings | Joint | ₹0 |
Administration
Workspace settings
This local prototype stores transactions and learned merchant categories in your browser’s local storage. Do not use it for real bank statements until it has a secure server, encrypted storage, backups and a proper bank-connection integration.
Category learning
When you categorize a transaction, Ledgerly can remember that merchant next time.